Credit disputes with banks and credit organizations in Lviv are a very common phenomenon, given the economic situation in the country, job loss and, as a result, the inability to make loan payments. As a result of a loan default, you receive accrued fines and penalties, legal disputes with banks, and discover that your loan agreement is far from ideal and contains many nuances. In such cases, you should contact the loan lawyers of the legal company "Expat Lviv".

Our company provides consultations and support in credit disputes for both individuals and legal entities. Very often, as a result of external and internal factors (lack of profit, broken deals, bad faith of counterparties or customers), business entities find themselves in a situation where they are unable to pay off their credit obligations.

In any case, you should not panic, because all credit agreements have their own nuances and features, and our company will help you find the most optimal and effective means of protecting your rights and interests not only in court, but also by avoiding litigation. Our lawyers will be able to act as mediators between you and banking institutions and achieve debt restructuring, a new payment schedule, credit holidays or cancellation of certain terms of the credit agreement. The main principle of our company is an individual approach to each client, which makes it possible to find a way out of even the most difficult situations.

Credit lawyers of the ExpatLviv law firm can provide you with:

- a comprehensive and professional consultation in Lviv on credit issues, where the client will be able to receive up-to-date information on current credit and banking law, clarification on existing court practice and a legal opinion on your specific situation;

- Full examination of loan documents, analysis of the loan agreement in Lviv before and after its signing, verification of it in accordance with current legislation, identification of negative and positive elements of the agreement and identification of potential risks for the client.

- Interaction with banks and microfinance organizations in Lviv on lending issues, which includes negotiations with banking institutions regarding the terms of the contract, debt restructuring, credit holidays, postponement or installments of payments, conclusion of a peace agreement, etc.

- Defense in credit disputes in courts in Lviv. This is necessary if the bank violated consumer rights, seized property that cannot be seized, changed the interest rate, charged unauthorized fines, commissions, other payments, etc.

Our lawyers will also help you resolve a conflict related to:

- the client's property, which is in the bank's pledge (release of the property from the mortgage);

- the client's property under seizure (assistance in removing immovable or movable property from seizure, imposed on the basis of illegal court decisions regarding the collection of loan debt, removal of seizure from an apartment, house, car;

- removal of all prohibitions and restrictions on the use of property);

- recognition of the credit agreement as illegal as a whole or some of its parts, cancellation of the notary's executive inscription, cancellation of the debt in court with the application of the statute of limitations, conducting examinations on the correctness of the calculation of fines, penalties, commissions for credit debt;

- collection of deposits from banks and financial companies;

- recognition of the credit agreement as invalid, etc.;

- removing the property record from the register of prohibitions and the register of mortgages;

- interaction with collectors and collection organizations and the executive service;

Particular attention should be paid to relations with microfinance organizations that provide so-called micro-loans. If you have already decided to contact such an organization, then when concluding contracts, carefully study each clause of the agreement, because, as a rule, you cannot avoid unpleasant situations with huge fines and penalties. In such cases, it is better to immediately contact the legal company "ExpatLviv" and we will explain to you all the possible risks of such lending and help you get out of the most difficult situations.

Even if you think that your situation is a lose-lose situation, that you have no options, you should approach the problem with a "cool head", analyze all your financial problems, do not turn off the phones and do not hide from representatives of banks or financial institutions. Remember that every thoughtless action can cost you a lot of money and wasted nerves and time. Do not hesitate - contact our law firm and our lawyers will use all their experience and knowledge to achieve the desired result.